Which Two Of These Are Essential For Completing An Initial Mortgage Loan Application?

 You haven't provided the list of options, but I can outline two essential elements typically required for completing an initial mortgage loan application:

1. Personal Information: Mortgage lenders typically require detailed personal information from applicants, including:

   • Full name
   • Date of birth
   • Social Security number
   • Contact information (address, phone number, email)
   • Employment history and current employment information
   • Income details (salary, bonuses, commissions, etc.)
   • Information about other assets, such as savings, investments, and retirement accounts

2. Financial Information: Lenders also require comprehensive financial information to assess the borrower's ability to repay the mortgage. This includes:

   • Details about current debts (credit cards, auto loans, student loans, etc.)
   • Bank statements
   • Tax returns for the past few years
   • Information about any other properties owned
   • Down payment amount and source of funds
   • Details about any gifts or financial assistance being used for the down payment or closing costs

These are essential pieces of information needed to begin the mortgage application process. Depending on the lender and the specific loan program, additional documentation or information may be required later in the process.